Tips on How to get a Loan 

Most of us have tried to used credit cards when we purchase or had loans for a big expense and even experienced to borrowed money from a co-worker. Well, don’t worry because you are not alone. According to data from Banko Sentral ng Pilipinas, almost 50% of adult Filipinos have an outstanding debt while 33% had barrowed money from the past.
There are growing segment that has taken loans from lending or financing companies. And it’s hard not to see why these non-traditional consumer finance companies are growing in popularity. Why? Because their requirements are usually much fewer than what banks ask for. Also, the approval process is very fast.
Credit Information Corporation (CIC) master these tips and check out their handy tips from consumer finance company Home Credit and its government partner below to learn:

1. Have a good credit record. 

Reflect to yourself if you are a good borrower or not. Check your credit history first before getting a loan.


2. First-timers have a chance, too. 

Home Credit can provide ooans for the first timer barrowers because they have their sophistiated system for screening the applications. CIC, can get credit data from telcos, cable companies, and more.

3. Know your rights and read the fine print.

Fully check your loan contract and find out if there are ahy special conditions.


4. Are you on time? Good. Ahead of time?

Remember your dues once your loan application was approved and signed. You can enroll it into bank auto-debit if you want, just make sure that you have fund in your account.

5. Let your lender know if you run into troubles.

Everyone can encounter financial difficulties that can be the cause on their ability to repay. If this happens, the safe thing to do is to tell your lender about it and do not hide.

If you have good credit record, you may have realized how big is your role in credit history. On the other hand, if you are prompt and diligent with your payments, that small loan can do wonders for you creadit history. For more information, you can visit wwwhomecredit.ph.

Summer time is Playcation Time


It’s summer time once again and this only means one thing for kids – more playtime! Moms might be hesitant to prolong their kids playing outdoors due to sweat and malodor, but this summer, these can be the least of mom’s worries as Johnson’s® invites moms (even dads!) and kids to go out, be more active, and bond over their very own playcation!

“It is true – hindi lang laro ang laro. Johnson’s® is a believer of playtime because of the multiple benefits it gives kids. More playtime has been proven to contribute to the overall development of kids as they become more resilient, socially intelligent, confident, and physically strong,” shared Bessie Campillo Johnson’s® Franchise Marketing Manager. “As a way for us to demonstrate our support for playtime, we are launching the Johnson’s® Active Kids Playcation campaign – encouraging parents to spend more time with their kids through active playtime. Continue reading »

Mr Muscle Family Fly Away Promo

Have you ever thought that just by cleaning your house, you can have more time to relax and enjoy life? That’s right! With its strong cleaning formulas, Mr Muscle® helps you get rid of both dirt and germs. Plus, you can also get a chance to win a trip to Singapore or Boracay by using the following Mr Muscle® products: Mr Muscle® All Purpose Cleaner Lavender, Mr Muscle® Mold & Mildew, Mr Muscle® Power Toilet Cleaner, Mr Muscle® Glass & Multi Surface Fresh Cleaner. Continue reading »

Tangled: The Series

Rapunzel lets down her hair in Disney Channel’s brand new animated series “Tangled: The Series”! Premiering Sunday, May 21 at 11:30AM (Mal/Phil), the series is set between the stories told in Walt Disney Animation Studios’ acclaimed 2010 film “Tangled” and its short film “Tangled Ever After”. The series will see Mandy Moore and Zachary Levi reprising their roles as Rapunzel and Eugene respectively.


With a new visually vibrant animation style inspired by Rapunzel’s drawings in the original film, the show follows Rapunzel on her adventures as she acquaints herself with her parents, her kingdom, and the people of Corona. Along the way, her irrepressible spirit and natural curiosity about the world lead her to realize that there is so much more she needs to learn before she can accept her royal destiny as Princess of Corona. Continue reading »

Philippine Insurance Code Annotated

The 5th Edition of the Philippine Insurance Code Annotated by underwriting consultant Lohel A. Martirez is now available!

The work is based on the Philippine Insurance Code (Presidential Decree No. 612) which was extensively amended by Republic Act no. 10607— and includes universally accepted insurance principlesin Life & Non-Life, leading decided cases, and good customs of the industry. Continue reading »

TELUS Days of Giving in Manila

  

TELUS International Philippines Transforms a School at the 11th annual TELUS Days of Giving in Manila

Leading business outsourcing services provider TELUS International Philippines (TIP), in partnership with the non-profit organization, Hands on Manila (HOM), transformed a school and a community in Tondo, Manila during the company’s annual TELUS Days of Giving (TDOG) on May 13, 2017.

“TELUS Days of Giving are just one of the ways our company provides team members with the opportunity to showcase their commitment to the communities around the world where we live, work, and serve,” shared Jeffrey Puritt, President and CEO of TELUS International. “We reinforced our corporate philosophy, “we give where we live?, right here in Manila when we came together today to create a safe, clean, and comfortable learning environment for students to maximize their potential.”

 

Serving as a kickoff for the Department of Education’s (DepED) yearly school clean-up program, Brigada Eskwela, over 2,600 TIP volunteers came straight from a full night’s shift to spend their Saturday at Rosauro Almario Elementary School to refurbish some of the school’s facilities and extend their helping hands to the surrounding community by sharing first aid, disaster preparedness, livelihood, and job interview skills.

 

Aside from repainting walls, repairing chairs, refurbishing bathrooms, planting gardens, and replacing school windows, TIP volunteers built a new kindergarten classroom to accommodate more students. The company also conducted a dental mission for the students of the school and organized a workshop to train teachers in first aid and proper healthcare treatment, so they can better care for their students in the event of accidents and disasters.

 

Equipping this fire-prone community in Tondo with the basic skills and knowledge needed in times of disasters, this year’s TDOG focused on fire prevention, emergency preparedness and trauma recovery workshops, which were attended by teachers, barangay officials, and community representatives. TDOG also prepared livelihood programs, such as soap and candle-making workshops, and administered communication skills and job training for residents seeking employment in the BPO industry. TIP volunteers provided short courses on language training and shared interview techniques and etiquette tips to help job seekers from the community build confidence and to better prepare them for job interviews.

 

To further highlight the goals of the event and appeal to the caring culture of its team members, TIP created a chair exhibit that features broken chairs taken from Rosauro Almario Elementary School and showcased them in the five TIP offices in Metro Manila. According to Carlos Giammattei, Brand, Marketing & Culture Director at TIP, the exhibit is a symbol of hope for this

year’s TDOG. “These chairs represent not only the work needed for the school but they also symbolize the hope of creating a better and stronger community if we work together as one,” Giammattei shared.

 

This was TIP’s fifth time supporting the Brigada Eskwela program and, to date, the TELUS Days of Giving activities have already helped tens of thousands of students in Metro Manila public schools, including the more than 9,000 elementary students attending Rosauro Almario Elementary School.

 

TIP held its first TELUS Days of Giving in 2007, when team members built homes in the TELUS-Gawad Kalinga Village. For the past 10 years, the company has helped thousands of families and underprivileged children and students through its partnerships with non- government organizations such as Gawad Kalinga, Bantay Bata, Bantay Kalikasan, Virlanie Foundation, and Hands on Manila.

 TELUS International Philippines Transforms a School at the 11th annual TELUS Days of Giving in Manila

(Photo captions of TELUS International’s Chair Exhibit)

 


Photo 1: TELUS International Philippines (TIP) created a chair exhibit that features broken chairs taken from Rosauro Almario Elementary School which were showcased across the five TIP offices in Metro Manila.

 

 Photo 2: The chair exhibit symbolizes the hope that TIP team members create for a better and stronger community through TELUS Days Of Giving

 
 TELUS International’s caring culture is highlighted through the chair exhibit which encouraged team members to volunteer for this year’s TELUS Days Of Giving.

 

 

TELUS Days of Giving in Manila

  

TELUS International Philippines Transforms a School at the 11th annual TELUS Days of Giving in Manila

Leading business outsourcing services provider TELUS International Philippines (TIP), in partnership with the non-profit organization, Hands on Manila (HOM), transformed a school and a community in Tondo, Manila during the company’s annual TELUS Days of Giving (TDOG) on May 13, 2017.

“TELUS Days of Giving are just one of the ways our company provides team members with the opportunity to showcase their commitment to the communities around the world where we live, work, and serve,” shared Jeffrey Puritt, President and CEO of TELUS International. “We reinforced our corporate philosophy, “we give where we live?, right here in Manila when we came together today to create a safe, clean, and comfortable learning environment for students to maximize their potential.”

 

Serving as a kickoff for the Department of Education’s (DepED) yearly school clean-up program, Brigada Eskwela, over 2,600 TIP volunteers came straight from a full night’s shift to spend their Saturday at Rosauro Almario Elementary School to refurbish some of the school’s facilities and extend their helping hands to the surrounding community by sharing first aid, disaster preparedness, livelihood, and job interview skills.

 

Aside from repainting walls, repairing chairs, refurbishing bathrooms, planting gardens, and replacing school windows, TIP volunteers built a new kindergarten classroom to accommodate more students. The company also conducted a dental mission for the students of the school and organized a workshop to train teachers in first aid and proper healthcare treatment, so they can better care for their students in the event of accidents and disasters.

 

Equipping this fire-prone community in Tondo with the basic skills and knowledge needed in times of disasters, this year’s TDOG focused on fire prevention, emergency preparedness and trauma recovery workshops, which were attended by teachers, barangay officials, and community representatives. TDOG also prepared livelihood programs, such as soap and candle-making workshops, and administered communication skills and job training for residents seeking employment in the BPO industry. TIP volunteers provided short courses on language training and shared interview techniques and etiquette tips to help job seekers from the community build confidence and to better prepare them for job interviews.

 

To further highlight the goals of the event and appeal to the caring culture of its team members, TIP created a chair exhibit that features broken chairs taken from Rosauro Almario Elementary School and showcased them in the five TIP offices in Metro Manila. According to Carlos Giammattei, Brand, Marketing & Culture Director at TIP, the exhibit is a symbol of hope for this

year’s TDOG. “These chairs represent not only the work needed for the school but they also symbolize the hope of creating a better and stronger community if we work together as one,” Giammattei shared.

 

This was TIP’s fifth time supporting the Brigada Eskwela program and, to date, the TELUS Days of Giving activities have already helped tens of thousands of students in Metro Manila public schools, including the more than 9,000 elementary students attending Rosauro Almario Elementary School.

 

TIP held its first TELUS Days of Giving in 2007, when team members built homes in the TELUS-Gawad Kalinga Village. For the past 10 years, the company has helped thousands of families and underprivileged children and students through its partnerships with non- government organizations such as Gawad Kalinga, Bantay Bata, Bantay Kalikasan, Virlanie Foundation, and Hands on Manila.

 TELUS International Philippines Transforms a School at the 11th annual TELUS Days of Giving in Manila

(Photo captions of TELUS International’s Chair Exhibit)

 


Photo 1: TELUS International Philippines (TIP) created a chair exhibit that features broken chairs taken from Rosauro Almario Elementary School which were showcased across the five TIP offices in Metro Manila.

 

 Photo 2: The chair exhibit symbolizes the hope that TIP team members create for a better and stronger community through TELUS Days Of Giving

 
 TELUS International’s caring culture is highlighted through the chair exhibit which encouraged team members to volunteer for this year’s TELUS Days Of Giving.

 

 

The gift of healthy ‘crowning glory’ fit for the queen this Mother’s Day 

CLICHE it may be, but there’s indeed a woman behind the person we are today. And that’s no less than her—our mother. We used to call her nanay, inay, ‘nay, mama, mommy or simply mom. Needless to say, she deserves more than that given the pivotal role she fulfills in rearing us from childhood to adulthood and possibly for the rest of our lives.

There may be opposing beliefs whether that greater maternal instinct is biologically predetermined or socially imposed, but everyone would agree that a mother is hardwired to love and care about the whole family, especially the children, all the time. For better or worse, it’s always the welfare of everyone at home on top of her priority.  Continue reading »

My Recipe to Sexy

Century Tuna recently presented Kapamilya stars Gerald Anderson, Paulo Avelino and Matteo Guidicelli as its latest brand ambassadors for the Century Tuna’s summer campaign dubbed as My Recipe to Sexy. The event was held at Makati Shangri-La, Makati City.

“Like Gerald, Matteo and Paulo, Century Tuna is versatile. You can use it in different dishes, allowing you to be creative in whipping up your own recipe to sexy,” said Century Pacific Food, Inc. VP and GM Greg Banzon.

So what brings these 3 fit and sexy gentlemen together this scorching summer, you ask? They’re the latest faces – and hot bods – in the Century Tuna’s newest summer TVC, one that spells fun and fitness by way of its “My Recipe to Sexy” campaign!  For those who’ve not seen the ad which is now airing on primetime TV, it features the trio as “hot cooks” as they respectively present their favorite recipes to a sexy, healthy bod: Tuna Egg Salad Sandwich ala Matteo; Tuna Pancit Canton ala Paulo; and Tuna Silog ala Gerald. All nutritious, delicious, and most of all easy to prepare!